This Week @ Real Finance

What’s “Normal” Spending, Credit Scores, Debt?

Climbers ascending a very steep snow covered rock.

To find out what's normal, it helps to look at what others around you are saying and at what statistics say. What's right for one person, might not be right for another.

What’s “Normal” Spending, Credit Scores, Debt?

When it comes to your finances, the best thing to do is figure out what works for you regarding earning, spending, and saving, and not think too much about what everyone else is doing.

How People Spend Their Money

You don't have to spend like everyone else if you don't want to. Your income might allow you to spend more than average, or you might prefer to save money, and cut your costs as much as possible.

A Look at Average Credit Scores

When it comes to credit scores, it's better to be better than the average.

National Debt: Who Owes What?

If your debt is less than the national average, that's great. If it's more, focus on repayment and you'll find your way to a reduced debt life.

Income Differences Across the Country

What's considered average in one state may be well above average in another (and vice versa).

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Last Week @ Real Finance

How Big Economic Concepts Affect You

Ever wonder how concepts like the unemployment rate, trade deficits and inflation affect you? This week, let's take a look at topics you hear about in the nightly news.

Big Economic Concepts That Can Affect You

Basic knowledge of complex economic concepts and terms will bring much of the economic news into focus.

The Trade Deficit

Let's simplify the trade deficit to understand how it affects the economy, the country, and your life.

Unemployment Versus Underemployment

A thorough understanding of the unemployment rate will improve your understanding of the workforce and how unemployment and underemployment affect jobs and the economy.

The Ups and Ups of Inflation

What is inflation and can you protect yourself from it?

The Federal Reserve Bank

The vast operations of our contemporary central bank in managing the money supply are crucial to stabilizing the economy and making the United States a country in which its citizens can live, do business, and prosper.

How Free Trade Agreements Work

Much of the discussion and debate over free trade agreements stems from determining whether or not they are healthy for the economies and the people living in the countries involved.

Chinese Imports: Are They Good or Bad?

Deciding what's best for the U.S. economy and your bank account can be tricky when it comes to imports from low wage countries like China.

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About First Demo Credit Union

First Demo Credit Union is a fictional financial services organization used for MoneyEdu product demos. MoneyEdu is a service of Decision Partners, a 100 year-old ed-tech company (give or take 85 years). We work with organizations nationwide to bring financial wellness education to diverse populations.

Have a question? Contact James Williams at (617) 555-5555 or email

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Friday, January 25 at 7:00 PM EST
Arlington High School
Arlington, MA
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