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New resources each week on topics that matter.

This Week @ First Demo Credit Union

Monopoly Bankruptcy Cartoon

The Worst Case Scenario Guide to Money

This week addresses the steps to take during some very real worst case scenarios, such as a job loss, bad credit, home foreclosure, and more.

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Popular Courses

Advanced Insurance

9 minutes

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Advanced insurance topics for NC employers.

  • Protecting Your Success With Insurance
    Insurance can play an important role in our financial lives, but only if you seek out the coverage you need.
  • Disability Insurance
    The benefits and costs of these often complex policies.
  • Grade
    Calculates the grade for a course.

Buying a Car

41 minutes

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From choosing a make and model to financing a purchase, topics every consumer should understand when buying a car.

  • Choosing a Make and Model
    A look at four important factors to consider when choosing a car: fuel consumption, insurance rates, reliability, and depreciation.
  • The Total Cost of Ownership
    Understanding the many costs associated with owning a car - from financing cost to taxes.
  • Buy or Lease Decisions
    The pros and cons of leasing.
  • Financing a Car Purchase
    How a loan affects the total cost of buying a car.
  • Evaluating a Used Car
    How to "do your homework" before buying a used car.
  • Negotiating Your Car Purchase
    Effective negotiation could potentially save you thousands on your next car purchase.
  • Setting a Target Price
    How to set a realistic target price for both new and used vehicles.
  • Negotiating Price
    Know what to expect when negotiating the best deal.
  • Avoiding Surprises
    Think the negotiating is finished when you agree on a price? Here's how to negotiate dealer extras and extended warranty pitches.
  • Common Mistakes
    Twelve common mistakes to keep in mind when shopping for a car.
  • Grade
    Calculates the grade for a course.

Financial Basics

29 minutes

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A money management course that outlines the basics of financial health - from budgeting to insurance.

  • Financial Health
    The concept of financial health is the foundation of any financial plan.
  • Introduction to Budgeting
    Why budgeting is important, no matter how much money you earn.
  • Credit Reports and Scores
    Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
  • Managing Accounts
    Account management strategies for checking and savings.
  • Building Credit
    Understanding the decisions and behaviors that can lead to improved credit scores.
  • Identity Theft
    Understanding ID theft and how to prevent it.
  • Financial Goals Exercise
    A goal-setting exercise that includes weekly, monthly, yearly, and long-term goals.
  • Grade
    Calculates the grade for a course.

Financial Trouble

36 minutes

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What to do if you're in financial trouble, from creating a debt reduction plan to your rights when dealing with debt collectors.

  • Spotting the Signs of Financial Trouble
    Many Americans find themselves in debt, but for some, debt turns into a serious problem with lasting consequences.
  • Dealing with Financial Trouble
    If you ever find yourself experiencing financial trouble, there are steps you can take to get back on track and to minimize the damage to your credit.
  • Debt Reduction Plans
    Whether you do it yourself or work with a credit counselor, creating a debt reduction plan is an important first step for those with financial trouble.
  • Credit Counseling
    The role of credit counseling organizations and how a debt management plan works to restore credit over time.
  • Choosing a Credit Counselor
    The best way to find a good credit counselor is to know what questions to ask.
  • Credit Repair Scams
    There's a big difference between a non-profit credit counseling service and a credit repair scam. Learn how to tell the difference.
  • Debt Collection
    Your rights and responsibilities when dealing with debt collectors.
  • Debt Collection and Legal Actions
    What to expect if you are sued over debt.
  • Understanding Bankruptcy
    The types of bankruptcy and why bankruptcy should be used only as a last resort.
  • Alternative Financial Services
    Understanding why payday loans, check cashing services, and similar services may be bad deals for consumers.
  • Grade
    Calculates the grade for a course.

 Upcoming Events

Paying for College Presentation

Thursday, April 16 at 7:00 PM PST
Arlington High School
Arlington, MA
Host: James Williams

More Info

About First Demo Credit Union

First Demo Credit Union is a fictional financial services organization used for MoneyEdu product demos. MoneyEdu is a service of Decision Partners, a 100 year-old ed-tech company (give or take 85 years). We work with organizations nationwide to bring financial wellness education to diverse populations.